1. Create a household
A household is your shared budget space—solo or with a partner or family. Invite others by email so everyone sees the same envelopes and transactions (based on their access).
The envelope method
How Fund Pockets works
Put cash into categories you care about. When money in an envelope runs low, you adjust—without guessing where your paycheck went.
2. Add envelopes
Each envelope is a category: rent, groceries, fun money, savings goals, and more. Fund envelopes when you get paid so your plan matches real dollars.
3. Record activity
Log income, expenses, and transfers between envelopes. Set recurring transactions for bills that repeat. See balances update instantly so you always know what is left.
4. Review and adjust
Use monthly reports to see spending by envelope. Move money when priorities change. On Premium, connect your bank to sync transactions and spend less time typing.
Ready to try it?